Online Loans from NCRU Financial Services

Learn more about our lending products available in Utah.

Installment Loan

A medium-term loan, usually with a higher principal amount, that is repaid gradually in installments over four to 15 months. The loan may be repaid early at any time with no prepayment charges. Please go to our Rates & Terms page for more information.


Apply online within minutes.

Get Approved

Receive an instant lending decision (not all applications approved).

Collect Funds

If approved, get cash by the next business day.


Repay gradually over four to 15 months.

Requirements to Apply

To be eligible to apply, make sure you meet the following requirements:
- Have an active checking account
- Have been employed for at least one month
- Must be a US citizen or permanent resident
- Must be at least 18 years old